Which of these two is more creepy?

Friendsurance
Friendsurance

You get a better deal on insurance as long as you and your friends don't make any claims. This increases social pressure to not make claims, which could lead to bad situations. Secondly, a core idea behind insurance is solidarity with those less fortunate. Segmenting the market could mean higher premiums for the poor.

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VS
Red Owl
Red Owl

A lot of new security companies focus on 'insider threats'. RedOwl takes data from employees, including their emails and social media feed, and generates a list of the ones you should keep an eye on.. including those that might leak to the press.

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