Which of these two is more creepy?

Mutuals app
Mutuals app

Remember the classic board game "Guess who"? This is a Facebook version where they propose that you answer disturbing questions about mutual friends, like "are they in a healthy relationship" or "are they gay".

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VS
Friendsurance
Friendsurance

You get a better deal on insurance as long as you and your friends don't make any claims. This increases social pressure to not make claims, which could lead to bad situations. Secondly, a core idea behind insurance is solidarity with those less fortunate. Segmenting the market could mean higher premiums for the poor.

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