Which of these two is more creepy?

Palantir
Palantir

This CIA-backed multi-billion dollar company that offers military grade data-analysis, surveillance and prediction to governments, police, cities and companies. The are considered to be as powerful as Google, but the creepy thing is: you're likely never heard of them.

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VS
Friendsurance
Friendsurance

You get a better deal on insurance as long as you and your friends don't make any claims. This increases social pressure to not make claims, which could lead to bad situations. Secondly, a core idea behind insurance is solidarity with those less fortunate. Segmenting the market could mean higher premiums for the poor.

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